Whether you need $5,000 or $2 Million, we price low and fund high.

Call us today for a no-pressure quote!

Clients Who Trust Us

Our clients are what make us who we are. We are grateful that we are able to help these businesses find the financing they need. You could be next!

Business loan clients Quiznos and The Keg

Funded clients Midas, Speedy and Crabby Joe's

See How It Works

Get easy financing quickly


We can help your business get the money you need. Our process takes out the middle man and makes your loan easier!

Get your business loan questions answered


Does your business need inventory, renovations, or to pay off debts? No matter your business needs, we are here to help!

How can we help you get financing quickly


We are here to help! Have any questions about our services? Contact us today!

Trusted by over 15,000 merchants


Get a Fast Small Business Loan in 3 Easy Steps

Merchant cash advance application process

Business loan application step 1


We can help your business get the money you need. Our process takes out the middle man and makes your loan easier!

Business funding application step 2


Make a great decision for your company and send us the required documents to process your loan.

Cash advance application step 3


Our internal loan process gets you paid in as little 24-48 hours! Giving you the capital you need as fast as possible.

Merchant loan application step 4


Let’s do business again! We can help you with any business needs you have… inventory, paying off debts, expansions, renovations, cash flow, etc. You name it, we can help!

Bag of cash with dollar sign



Unlike banks we use a different philosophy in lending money. Our goal is to help your business. Plus, all of our lending is done internally, giving you same day or next day approval.

Financing agent



Because thousands of merchants are currently enrolled, our team knows how to help give you the capital you need, as soon as you need it.

Supporting Canadian Businesses Since 2011



We know that you have put blood, sweat and tears into every aspect of your business, especially when it comes to financing. No matter how much work you put in, there is still so much more that can be done and missing resources are needed to help meet your goals. At Merchant Lenders we align our business with your needs to create a clear path to success. Together we can help take your business to the next level. Your business can be better and by partnering with Merchant Lenders we can bring you the necessary capital help make it happen. Success is just around the corner!



Merchant Lenders has been helping businesses since 2011. We look to solve a major issue facing businesses these days … financing. We know you have dreams for your business and we don’t want financing to hold you back from achieving those dreams.

We combine our funds with your business to allow you to bring your dreams to reality. Merchant Lenders is waiting to make that happen for you. Just call us today or find out more about us!!

Need Financing for Your Business?

You might not have the funds your business needs, but we can help make that happen.
Get an accurate quote in minutes.

Get A Quote

Get a Loan or Merchant Cash Advance Quickly

We can offer you 100%-200% of your monthly sales! Give us 5 minutes and we’ll get you up to speed on our amazing programs.

Successful application check mark



Our process is as easy as 1-2-3. Get a quote, send in the required documents and get your deposit!

Get a quick decision on your financing



We are committed to helping businesses and have a very high approval rate. Even if you have bad credit, we can help!

Join the revolution and say no to the banks.

Since the financial crash, banks are not willing to put their hands in their pockets. That is where we come in. We approve loans every day and we want to help you.

It could not be easier to successfully apply for a merchant cash advance. Simply apply online and you could have your money in the same day. The best part? You decide how you spend it and the repayments are built around your business.

Bad credit capital approved


Get A Quote

We are Canada’s number one provider of merchant cash advances.

We know how to get your business the money it needs to move on to the next level.

What makes us different to a traditional bank?
We are here to help.
We approve 95% of merchant cash advance applications.
We work with poor credit scores and new businesses.
We provide small funds, multimillion dollar loans and everything in between.
We give you a fast decision and fast access to cash.
We offer flexible repayments.

Have a question?
Just ask! Our team are here to help.



Get A Quote

What Do I Need For A Merchant Cash Advance?

All you need for a merchant cash advance is a business that accepts credit card payments. It really is that simple.

We use the latest in finance technology to give all of our clients swift access to funds. Unlike the paperwork of traditional banks, you can get a hold of your money with ease. No tedious meetings, no complicated business plans. Just a boost to your balance that could grow your business into something beautiful.

Bag of cash with dollar sign


Bad credit? Refused a loan from your bank? No problem! Our team specialise in providing finance to those who need it.

Qualify easily for a business loan


We work with clients from across the business world – from small businesses to multinational companies.

Get A Quote

Discover how a merchant cash advance could transform your business

A merchant cash advance is the smarter way to borrow money: a loan that is tailored to your business.

quick merchant cash lenders Canada


Forget about strict monthly payments – a merchant cash advance ensures that you only pay back what you can afford. So slow months will not hamper your prospects. It is an intelligent loan that adapts to your needs.

flexible card sale repayments

Get A Quote


Build your business with a flexible loan

We could approve your business for a loan the same day, giving you easy access to your funds. Compared to banks who can leave you in limbo, our friendly team of expert advisors can get you your money fast. Find out how they could help today!

Get A Quote

Do You Need Financing for your business?


Struggling to attract customers? Feeling the strain of staff turnover? Looking to relocate? Need cash for a large order? Whatever the reason, a merchant cash advance is the answer to your money worries. Unlike a bank loan, a merchant cash advance is designed with you and your business in mind. The loan amount is calculated by your monthly sales, and future credit card sales decide how much you pay back. So even if your business is struggling, a merchant cash advance will never let you suffer.

We offer you a service like no other. Our expert team are at hand to offer you their advice and get you the money you need as quickly as possible. We work with businesses of all backgrounds, so if you are a restaurant owner struggling to get your hands on a loan or a beauty therapist looking to expand, we are here to make your dreams come true. We can help if you have been turned down by banks because of poor credit or a lack of collateral. We give you the freedom to invest in yourself and your business.

What’s The Purpose of a Merchant Cash Advance?


A merchant cash advance can be used however you need. Perhaps you are looking for a rainy day fund, or maybe you want to invest in some sparkling new equipment. You might be trying to outdo a new competitor or maybe hire some new staff to cope with increased demand. A merchant cash advance is also a great answer to tougher times, such as seasonal lulls or a need for greater cash flow.

Because we can process merchant cash advance so quickly, we can have the funds in your account the very next day. And do not fear if you require another loan in the future: there is no limit to the number of loans. Our simple application process makes getting a loan a breeze. And if times get tough again, your monthly repayments simply slow down until you have the money to meet them. A merchant cash advance loan is geared around you and your needs. Slow months mean low repayments. And success means that you make your repayments even quicker. It really is the smarter, savvier way to borrow.

To find out how a merchant cash advance could turn your small business into a future global empire, get in touch with our team today.

Get In Touch

You’ve got questions, we have all the answers. We’re available by phone, or use our form below any time to get the answers you need.

Merchant Lenders Canada contact

Merchant Lenders

Address: C.P. 883 SUCC. H Montreal Quebec H3G 2M8

Phone: 1-877-682-0459


Business Hours

Monday through Friday



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